Real Estate Articles

A real estate agent hands over keys to a new homeowner with a model house on the table

When Does PMI Come Off My Mortgage?

There are many factors to consider when taking out a mortgage to purchase a home. Private Mortgage Insurance, or PMI, is just another payment you may need to make to facilitate your loan approval.  Since PMI raises the total costs a home buyer needs to pay to secure their mortgage, many people

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When Does It Make Sense to Refinance a Mortgage?

Refinancing a mortgage can seem like a financial turning point for many homeowners — a strategic step that could lead to significant savings or a shorter loan term. However, understanding when it makes sense to refinance is crucial to making the most out of this financial move.  Let’s dive into the scenarios

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A real estate agent hands over keys to a new homeowner with a model house on the table

How To Sell Your House and Buy New One At The Same Time

Are you looking to sell your current home and buy a new one simultaneously in Columbus, Ohio? This process, known as a concurrent or simultaneous closing, can be complex and stressful. However, with the right strategy and the help of experienced real estate professionals like The Goldsmith Team, you can navigate this

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FHA vs Traditional Mortgages

Purchasing your first home is an exciting milestone. But navigating the different mortgage options can feel overwhelming for first-time homebuyers. Two popular options are Federal Housing Administration (FHA) loans and conventional mortgages.  Understanding the key differences between an FHA loan versus a traditional mortgage can help you determine the better fit based

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What is PMI?

If you are a prospective home buyer, there is a good chance that you have at least heard of the term Private Mortgage Insurance, or PMI. However, this does not mean that you have a full understanding of this term.  Fortunately, we have created this article to give you some insights into

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Enhancing Curb Appeal in Columbus, Ohio

When preparing your house for sale, one essential aspect to pay attention to is improving your property’s curb appeal. This is a crucial factor that contributes to making a strong first impression, whether it’s on potential buyers viewing your property in person or online. So, let’s explore some practical strategies for boosting

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Understanding VA Home Loans When House Hunting in Columbus, Ohio

If you’ve served or are currently serving in the military, you’re likely eligible for VA home loans – a loan type packed with significant advantages like forgiving credit requirements, zero down payment, and no need for private mortgage insurance. Let’s examine if VA home loans could be the right path for you

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What to Know About Conventional Home Loans in Columbus

Understanding conventional home loans is not as intimidating as it first seems for prospective homeowners. Often, people shy away from the thought of a conventional home loan or conventional mortgage, deeming the requirements too strict. But in fact, they’re more accessible than they initially appear. Plus, the assumption that a 20% down

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